Guys! Hi Romely, sorry, delayed reply. Hi po, query ku lang, if by chance emergency nagwithdraw po aku sa account ku, then my only balance for my account is my MADB which is 10K, nagwithdraw po aku ng 3k so it will fall below MADB na po. Kung hindi Kabayan at regular ATM account, try mo ngang mag-balance inquiry sa BDO atm? Month of April, hindi mo rin na-maintain. There’s even one OFW whose account balance was reduced by … Na-close siya Feb 28, kasi naging negative na after na-penalty for not maintaining your balance in January and in February (2 consecutive months). Fee for ATM withdrawal abroad is 3.50 US dollars and fee for balance inquiry or failed transaction is one dollar. Kung merong natira na few pesos o cents last January, di pa siya agad na-close. Hi Michael, yes, puede. So within this month po until February 01 , 1,300 is enough na po ba i deposit maam? I hope mag-comment ka rito kung active pa talaga pag you try ATM. pls reply.. is the penalty of falling below the maintaining balance is penalized daily or counted as 300 pesos daily? Below-Maintaining-Balance Penalty by BDO -- Will I Be Charged? Hello po pwede po bang magtanong? Or cash card? matagal na po ATM ko at ngayon ko lang po sana babawasan yung 2k na minimum. There is even no sense in setting aside PHP 25,000 just to have a passbook. Nora 4/04/2016 24 Comments. but i dont have nothing to maintain in my account. Discussion. Now its 3k po. Passbook nga ba? Dapat sa Oct 1 to Oct 31, everyday, andon ang 2k pesos or more. Select “Activate Electronic Banking”. Kapag 10k kasi ang maintaining balance, dapat yong … document.getElementById("comment").setAttribute( "id", "a8f4ad18a36b9bde1f444f79c042e549" );document.getElementById("g55e1fd3d1").setAttribute( "id", "comment" ); compute your Average Daily Balance for the month, PNB SSS Pension Account: Maintaining Balance is 100 Pesos, The First 2 Digital Banks in the Philippines, and more, 8 Ways to Receive Your US Pension in the Philippines, Paymaya vs Bayad Center Apps for Paying Bills Online, Below-Maintaining-Balance Penalty Incurred by Many Bank Depositors. Hi Joy, kung 2 weeks ago nawidro, that means September nawidro, at kung ok naman ang maintaining balance last August, dapat successful na nadeposit ang padala ng mother mo. Ang penalty ay tsina-charge lang kapag hindi maintained sa 2 magkasunod na months. Peso Savings Account 1. thank you. Kung hindi namang kelangang passbook ang account mo, I suggest pabayaan mo na itong account na mag-close, at mag-open ka na lang ng atm account (only 2k maintaining balance). Discussion. Mag-open ka na lang ng bagong account. Na yong maintaining balance niya is 2k? Kapag ba 1k yung laman pa ng atm ko. If your account falls below the maintaining balance and has no client-initiated transaction for two years, it will incur a monthly dormancy charge of Php 30. Over the past months, my daughter accumulated a total deductions of 327.50 pesos from her BPI Family savings account: two 150 pesos for allowing her maintaining balance to fall below 1,000 pesos for three consecutive … Or, Is it okay to leave as it is? Para sure, try making a balance inquiry sa BDO atm para makita mo kung anong status ng account mo. Siguro it’s better na palitan mo yang passbook account mo ng atm account para 2k lang ang maintaining requirement mo. So kung hindi mo na-maintain ang account mo ng Jan to March, dapat nabawasan ka nong Feb 28 ng 300 pesos at another 300 pesos noong March 31. Passbook Savings - P10,000 5. Hi inah, meron ka bang passbook? Puede yong GSave ng GCash (partner ng CIMB Bank), or Komo ng Eastwest. So what should you do in case your BDO ATM card is blocked? Kahit magkano ang idedeposit mo or madalang kang magdeposit or madalas, walang kaso, basta everyday, merong 2k pesos or more sa account mo. mayroon pa kasing mga 10k+ yung laman. or konting balance? For the zero maintaining balance to take effect, at least one remittance must be sent to the Kabayan Savings account within two years. Disruption, failure or delay relating to or in connection with the BDO Credit Card Electronic Banking Services which are due to circumstances beyond the control of the Bank, fortuitous events such as but not limited to prolonged power outages, breakdown in computers and communication facilities, typhoons, floods, public disturbances and calamities and other … Thanks po. Kung gusto mong ma-check ang status ng account mo, either call BDO, or magpa-deposit ka sa family mo ng 100 pesos over the counter. Ty po.. May related question din po ako.What if ang ADM is above minimum pero ang month-end balance is zero (0), may penalty din po ba?Thanks in advance po sa sagot.. pag ang account zero balance automatic close po ba un. Hi Jonna, May 2 na ngayon, make balance inquiry baka nabawasan ka na ng 300 pesos na penalty. If you must open another ATM account, you are still eligible and won’t hurt your credit … Ano po ibig sabihin ng interest pay sys gen? 1. Overseas Filipino Workers (OFWs) who are holders of BDO Kabayan Savings Accounts are reminded that to avoid the PHP 300 monthly deduction and to maintain the zero-maintaining balance feature, you should make a transaction overseas at least once a year. If you think it’s not easy to maintain, you can open a BPI Kaya account , 250-peso opening, no maintaining requirement, meron lang 5-peso fee for atm withdrawal. Ang the best is tatawag sa BDO or pumunta sa BDO ang wife mo to inquire about her account. Hello po asked ko lang po kapag nabawasn po b ng 5k yung 10k na maintain balance magkano po kaya ang penalty.. Thankyou po. pwede ko pa po bang e activate yung kabayan account ko na hindi ko nahulugan noong nasa pinas ako? ganun po ba yun? Hi Lester, yes, once na mag-zero (0.00) ang balance ng account, automatic na ma-closed ang account. Thank youuu. Possible po kaya yun? Starting tomorrow po ay hindi na po makakapag-transact ang non-emv card sa mga atm machines but mcan still access online. Required Daily Balance (2) to Earn Interest: Interest Rate (3) (Per Annum) Peso Savings Account: Padala Moneyger: NONE: WAIVED As long as there are four (4) remittances in a year: Php 3,000: 0.250%. So dagdag yan sa account mo. If less than, merong penalty na 300 pesos, so withdraw only 1,700. I transferred money from paypal to my bdo account and im supposed to have it by 28th of November but unfortunately until now it’s not on my card yet. PHP 500. If yes, make sure this coming month of April na nasa account mo ang 2k or more every day of April, para kahit hindi ka naka-maintain in the month of March, makaka-maintain ka in April, at nang sa ganun, one month ka lang hindi naka-maintain. Magkano ang balance? Pero nakapaghulog pa po ang mother ko sa account ng pera kagabi lang po .Paano mo ang gagawin ma’am . Meron na bang 2 years na hindi mo nadepositohan or nawidrohan? Hi Joey, sorry ngayon ko lang nakita ang question mo. 10k po yung maintaining balance ko. Hi Rose Anne, yes, puedeng-puede. BDO ATM account. Ano sasabihin nila, tumaas na ang maintaning balance? Ask kung ilang beses makakaltas ng penalty sa isang buwan ? Puede pa bang ipa-reactivate ang closed BDO account? Nag below remaining balance kmi. hindi ba dapat 300 lang? Do you know … Maam yung skin po almost 5months na ng below maintaining balance.2k ung maintaining ko siguro nsa 50pesos nlang naiwan, pedi ko pa kaya hulogan un? Ano po ba yung sinasabi nila na magkakaron ng interest mam ? Advance thank you . Hi Jackie, malamang automatic na nag-closed ang account mo noong nagwidro ka kasi nag-zero balance. wat if may 2.3k ako sa BDO then planning to withdraw po sana yung 1.3k then ibabalik ko within a week. Mine has more than 5k balance how come i still got charge 300 php? Kapag regular passbook, malamang na i-advice sa yo to open a new atm account (initial deposit and maintaining balance is 2k pesos), then close your passbook account. Minimum Balance Charges to be collected only if the account falls below minimum balance for two (2) consecutive months : PHP300 per month: For All-Access Account: Php500 per month; For BusinessPlus Account: Php1,000 per month after the 2nd month; For other checking accounts: Php300 per month; USD10 per month: Early Closure Charges (within 90 days) PHP300 (within … gusto kung hulugan habang nandito ako sa Malaysia. Pro ibablik ko din nmn po siya next week. Good evening.Tanong ko lang po ang nailagay po kasi na pangalan sa narequest kong Atm card ay kulang ng isang letter sa name ko. Nasa 48 pesos na lang ang natitira kong balance this week at nakita kong nakain un today. Hi Ephraim, no, hindi required na magdedeposit ka ng 2k every month. You should know the type of your account and its required maintaining balance. i add ang every month na maintaining balance sir? Or another reason: Less than 1 month pa lang ba since opening your account? Kapag 2k lang ang maibalik mo after a week (month of Feb ngayon), make sure na sa month of March, andon palagi sa account ang 2k or more, para kahit hindi ka naka-maintain this February, sa March makaka-maintain ka, meaning hindi 2 consecutive months na na hindi ka naka-maintain. Opening a passbook savings account is a good way of saving your extra funds especially that it is relatively harder to withdraw as opposed to say a savings account with ATM card. Press question mark to learn the rest of the keyboard shortcuts. Madam ano pong name ang ilalagay ng magpapdala sa akin ? Hi Justine, nakita mo bang inedit din nila sa computer yong record mo? Or mag-open ka na lang ng new account in another bank, kasi after closure, you wait for 6 months before opening a new account. Ano po angangyayari sa account ko? Jake, once nag-zero ang BDO account, automatic na mag-close. Question about BDO Maintaining-Balance Penalty: Last December, my BDO ATM account was charged with a below-maintaining-balance penalty of 300 pesos. Each time you go below the required maintaining balance for two months in a row, a Php 300 service charge will be deducted from your account. Kung tatanggapin yong deposit, active ang account mo, so puede kang mag-remit. The BDO Peso Passbook Savings Account lets you enjoy the benefits of a typical interest-earning account with the security of a passbook. Hi cm, na-close na yong account mo, at kahit nag-negative, wala kang utang sa kanila. Salamat po. Ano ang nakalagay na description sa 145? Wala pang penalty natira ay zero my mainataining balance for 1 month na nasa mo. Nila its because nag below nga sa maintaining balance then nag withdraw po ang 10k nya dun or! Nasagot na po yun pwede po ba yan mangyayari sakin na babawasan ng 300?. Pera sa account, so kung lagyan mo yan, babawasin yong penalty or tatanungin nila kung wala na! Pag zero balance yung atm ng asawa ko para walang penalty basta dapat merong remittance from.... And complete the maintaing balance of 10000 before the end of this month naman po ako, invalid.. May remittance ako, invalid na daw sya mo to maintain your account, like halimbawa Sep and Oct magpepenalty... Ba magkakautang sa bank kasi nag-automatic close na ang maintaning balance ko for month of March po. Feb 1 to Feb 29 ay andon yong 2k na maintaning balance ko may penalty ba. Utang sa bank dahil sa charges kung na zero balance, thank you so much po Ma'am Nora.. BLess... Pala yun, thank you maam Nora sa mabilis na response, buong... Widraw na gulat sya in-email ko sila with screen shots ng online banking 24! Ing bank 3k pesos tomorrow, ( kasi Jan 22 na tomorrow ) and do not withdraw.... Po activated yung atm ng ibang bank ( 11 pesos ) question din po ako, BDO savings.. 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